Time For Banking With Time

This is a new spin on a famous declaration:

"Ask not why your commercial bank expects you to put up your collateral to use their usury-bearing tokens of dollars and cents (paper, coins, cheques or electronic blips) for a FEE (usury), ask how you can create YOUR own personal bank whereby you put up your collateral and use your own usuryfree time tokens of hours and minutes for FREE !!"

Different Banks for Different Folks ...

Suppose there is a bank that credits your account each and every morning with $86,400.

It carries over no balance from day to day.

Every evening deletes whatever part of the balance you failed to use during the day.

What would you do?

Draw out ALL OF IT, of course!!!!

Our Ordinary But Valuable Bank of Time:

Each of us has such a bank.

It's name is TIME.

Every morning, it credits you with 86,400 seconds.

Every night it writes off, as lost, whatever of this you have failed to invest to good purpose.

It carries over no balance.

It allows no overdraft.

Each day it opens a new account for you.

Each night it burns the remains of the day.

If you fail to use the day's deposits, the loss is yours.

There is no going back.  There is no drawing against the "tomorrow."

You must live in the present on today's deposits.

Invest it so as to get from it the utmost in health, happiness, and success!

The clock is running.  Make the most of today.

To realize the value of ONE YEAR, call an inmate who sits in a cell year after year.

To realize the value of ONE MONTH, ask a mother who gave birth to a premature baby.

To realize the value of ONE WEEK, ask the editor of a weekly newspaper.

To realize the value of ONE HOUR, go to an emergency room, sit and listen.

To realize the value of ONE MINUTE, ask a person who missed the subway.

To realize the value of ONE-SECOND ask a person who just missed an accident.

To realize the value of ONE MILLISECOND, ask the person who won a silver medal in the Olympics.

Treasure every moment that you have! And remember that time waits for no one. Yesterday is history.  Tomorrow
is a mystery. Today is a gift.

Our Own Extraordinary and Invaluable "UsuryFree' Time Bank:

Yes, it's time for each of us to create our own 'Usuryfree' Time Bank.

This is yet another bank whereby you can credit your account every day.

You earn 'hours' and 'minutes' by serving others.

It carries over the balance from day to day.

Every purchase and every sale is shown on your daily balance.

With this bank there is NO need to draw out your daily balance.

This is your own 'usuryfree' Time Bank.

Where one hour of time for basic labour is valued at fair market value.

Your collateral is whatever products and/or services you offer.

Simply list them on the database with your contact details.

You take charge of your own accounting.

There is no association, no registration and no annual subscription.

Every day others credit you for whatever they consume.

All trading agreements are negotiated between the two traders.

Any person-to-person trading is free and unconditional.

Some communities may prefer paper notes in denominations of hours and minutes.

In such cases, there may be small service fees to pay for the conversion.

In these times of transition you may request cash to cover any wholesale costs.

You are encouraged to accept 'usuryfree' time currency for any profit margins.

In your time of shortage 'usuryfree' debt is permitted.

Each day your time bank shows your increase and/or decrease.

You can use your time currency deposits at any time from birth to death.

You can live in the present on yesterday's and today's and/or tomorrow's deposits.

You can always move forward because you can draw against tomorrow without a FEE.

Invest your time now to acquire the utmost in prosperity, abundance and success.

Learn all that you can about 'UsuryFree' Time Currency and tell others.

Get your time bank up and running. Earn and spend your time today.

Go to The UsuryFree Network and add your name to our database.

First click on 'Shared Lists' on the left side of the front page.

Follow the instructions and 'Click Here ...."

Read the instructions and examine the listings already there.

Then click 'Add List Item' at the bottom left and complete the details.

Go to: The UsuryFree Network: www.communityzero.com/usuryfree

The Cyberclass Network: www.cyberclass.net

The 'UsuryFree' Time Currency Cyberclassroom: www.cyberclass.net/ufoh.htm

Note: We at The Cyberclass Network community and The UsuryFree Network are currently trading 'usuryfree' time currency whereby we have determined that one hour of basic labour is equivalent in value to $13.00 (Canadian Funds). Why 13?

We have come to understand the unique power of the number 13. It is the number of creation. Rather than avoiding the number 13 as we have been taught, it is time to embrace 13 as the number of creation and for the unique power and potential that it releases. Use 13 in every way that you can and you will speed up the process of aiding The UsuryFree Network to usher in a new age of "peace and plenty" before 2020.

For example, the Mayan calendar, which was carefully connected with the earth, the moon , the stars and the solar system initially had 13 months, with 28 days in each month. Then Pope Gregory engineered the Gregorian calendar which we still have today. The Gregorian calendar has only 12 months BUT if you add the extra days beyond 28 in each of the months you will find the 28 missing days. Is it possible that Pope Gregory conceived of the Gregorian calendar to disempower the people from the unique power of 13 - which was closely connected with nature, the universe and spirituality?

Others teach that the number 13 definitely is the number of creation. They explain that at the moment of creation 12 sperm vibrate at the edge of the egg and the 13th sperm enters the egg to create new life - every time.

Yet others teach about the unique power of The Phi Curve otherwise known as the Fibonacci Series, named after its founder, Leonardo Bigollo Fibonacci. The Phi Curve is a series of numbers defining the natural order of things in the universe. Phi (1.61803399) is a magical, mystical unending number which can create a rapid spiralling energy to accelerate The UsuryFree Resolution.

The Phi Curve:
1 + 1 = 2
1 + 2 = 3
2 + 3 = 5
3 + 5 = 8
5 + 8 = 13
8 + 13 = 21

Since 13 is within the spiralling Phi energy prominent in the pyramid shape, the optimal strategy to advance the 'usuryfree' time currency during this transition time may indeed be to value one hour of time for basic labour at $13.00 (Canadian Funds). Initially, the value assigned to one hour of time may be differ in different communities. At some point there may be consensus to agree on a simple universal value where the minute is worth one unit and the hour is worth 60 units.

For all of these reasons we have decided to use the number 13 whenever and wherever possible. The UsuryFree Network is also building SDI networks by building Pyramid/Cells of 13. The UsuryFree Network is also requesting each 'usuryfree' trader to commit 13% of their 'usuryfree' earnings to fund its ongoing mission to facilitate the ushering in a new age of "peace and plenty" by 2020 wherein we will buy and sell locally, nationally and globally with a "usury-free" time currency.

Certainly, 'usuryfree' time currency is the optimal token of exchange to facilitate trading between sovereign individuals. We must work very fast to create a universal network (database) to serve us locally, nationally and internationally. This network must be self-managed and without a centre, structure of borders. All who participate will choose to honourable and trade with integrity while managing their own 'usuryfree' time banks with responsibility.

The UsuryFree Network is requesting all who choose to participate as independent, decentralized, 'usuryfree,' time bankers to build PC13's as described below. To initiate trading you are invited to 'gift' one hour of time to the three people on your front line of your PC13. Encourage them to do likewise. This is known as vertical gifting and it demonstrates just how easy we can run our own personal, 'usuryfree,' time banks.

'Its Time 4 Trades and Trades 4 Time'

Let's Excel with The Power of 13

I am (You Are)

1                              2                               3


4       5       6              7        8      9              10      11    12

Let's Excel with the Power of 13 within The UsuryFree Network

Just as I AM  -  (You are) the 13th natural person networking with 12 other natural persons who are networking with you to complete your  reverse communal pyramid which I will refer to as the PC13 - Pyramid/Cell of 13. When you recruit 3 leaders and teach them how to multiply and duplicate your efforts with 3 leaders who do likewise you will have a solid pyramid-shaped structure of 13 people with whom you can start your trading.

When these 13 leaders complete their respective Pyramid/Cells of 13 you will have built a network of 169 SDI entrepreneurs by networking your collective efforts. Your Pyramid/Cell Structure is now positioned to serve you and everyone else as we all set out to trade our 'usuryfree' time currency. Each person has talents, skills, products and/or services to add to the our individual and collective databases. Very soon, we will combine all of our databases to create the largest database of 'usuryfree' time traders that this world has ever known.

I draw your attention to these quotes:

"Few are willing to brave the disapproval of their fellows, the censure of the colleagues, the wrath of their society. Moral courage is a rarer commodity than bravery in battle or great intelligence. Yet it is the one essential, vital quality for those who seek to change a world that yields most painfully to change. Each time a person stands up for an idea, or acts to improve the lot of others, or strikes out against injustice, (s)he sends forth a tiny ripple of hope, and crossing each other from a million different centers of energy and daring, those ripples build a current that can sweep down the mightiest walls of oppression and resistance."   - Robert F. Kennedy

The UsuryFree Network is dedicated to fostering the barter and exchange of energy in the form of monetary and resource gain using a 'usuryfree' time currency. No one wins unless we all win. No one prospers unless we all prosper. Be a living example of a 'usuryfree' creative, re-educator and trader. - Tommy-Usury: Free
Discovery is seeing what everyone else has seen BUT thinking what no one else has thought.' - Dr St. Georgi
Necessity is the plea for every infringement of human freedom. It is the argument of tyrants; it is the creed of slaves. - William Pitt, November 18, 1783